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For licensed insurance producers

Add international health coverage to your book.

Contract with our carrier partner in under ten minutes, or partner with our agency for access to 8 international carriers, 15–30% commission, and real claims support behind you.

Get an agent codeApply as a partner broker
Broker network illustration

5+

Years focused on expat coverage

#2

Broker for our largest provider

1000s

Of expats helped worldwide

8

International carrier partners

BMI logo
Cigna logo
IMG logo
Morgan White logo
Redbridge logo

and more

Two ways to work with us

Pick the path that fits how you sell.

~10 minutes · self-serve

Just need an agent code?

Not every broker needs an MGA. If you are a US-licensed agent who wants to add international health coverage for clients already in your book, you can contract directly with our carrier partner in about ten minutes — no call, no CV, no approval queue.

Same commission you would get contracting with the carrier direct

Low-frills contract — the carrier handles most of the day-to-day servicing

Our team as backup on claims and case design when something gets complicated, at no cost to you

Best for established brokers upselling an existing US client base

Get your agent code

Signing up through our link costs you nothing extra — it just puts our agency behind you when you need it.

Application + review

Become a partner broker

Building an international portfolio? Partner with our agency for the full carrier suite, training, and back-office support — plus a team that steps in on claims and complex cases alongside you.

Access to our full suite — BCBS, BMI, Cigna, VUMI, IMG, Morgan White, Redbridge, Unisure

Broker training and a senior broker network to lean on

CRM, document resource center, and underwriting database

Claims advocacy: we step in with insurer contacts when cases get complicated

White label your website and branding, plus broker API access

Apply now

What partner brokers get

The back office of a large agency, without building it yourself.

Broker Training

Online, self-paced onboarding plus live sessions. Most brokers are comfortable talking with clients within 1–3 months.

CRM

An optional CRM to track your leads and pipeline with sales tools built for international health.

Document Resource Center

Every carrier form, brochure, and application you might need, organized in one place.

Senior Broker Program

Hit a production threshold and earn override commissions helping train newer brokers.

Broker Recruitment

Building a team beneath you? We help you recruit and negotiate contracts that work for everyone.

Underwriting Database

A searchable record of past underwriting offers to reference for fast, accurate quotes.

P&C Partners

Vetted local property & casualty agencies you can tap to upsell and round out client coverage.

White Label & API

Run our quoting and tools under your own website and brand, and integrate directly through our broker API.

Compensation

15–30%

of premium collected, scaling with your production.

Contracts are among the most competitive in the industry, and your rate climbs as you sell more. On top of commission, carriers offer:

All-expense incentive trips to premier destinations

Free or discounted personal health coverage

Equipment bonuses like laptops and new technology

What the work involves

The day-to-day, start to finish.

From first contact through renewals, here is what carrying an international book actually looks like.

Is this a fit for you?

We would rather you self-select than start something that is not for you.

You will do well here if…

You are a licensed producer with an existing book to upsell

You are comfortable talking with people and following up consistently

You are careful with paperwork — your recommendations affect real lives

You want carrier access and claims muscle without building it yourself

This might not be for you if…

You are looking for a salaried role — commission is how brokers are paid here

High-stress medical emergencies and difficult conversations are not for you

You prefer to avoid the detail work that accurate applications demand

You want leads handed to you rather than sourcing your own

Requirements & how to apply

Ready to partner with us?

Email the three items below to justin.b@expatinsurance.com and we will review and reach out. We typically respond within two business days. We prioritize applicants with insurance experience or an existing client base.

Email your application
1

Life & Health license

A Life & Health insurance license, US preferred — our two core products.

2

E&O certificate

A current errors & omissions certificate.

3

CV / work history

A CV showing recent work history and relevant insurance experience.

A note on contracts

You stay an independent agent and are welcome to carry other appointments. We only ask for the chance to match a competing offer before you sign elsewhere — we think our support earns it.

FAQ

Common questions

Start earning on international health today.

Grab an agent code in minutes, or apply to partner with our agency.

Quick agent code

US-licensed, self-serve, ~10 minutes.

Get your agent code

Partner broker

Full carrier suite, training, and support.

Apply to partner
Agent codeApply
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team@expatinsurance.com

+1 (800) 577-4308

+1 385-205-2604

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