Mexico Auto Insurance for

YES. Mexican federal law requires all vehicles on federal highways to carry liability insurance from a Mexican-licensed company. Your US/Canadian policy is not recognized and driving without proper insurance can result in vehicle impoundment, fines up to $2,500 USD, and possible jail time - especially if you're involved in an accident.

Tourist auto insurance daily rates start from $1.50 USD, depending on insurance company and coverage plan selected. Extended stays get significant discounts: weekly (15% off), monthly (25% off), 6-month snowbird policies (40% off), and annual policies (50% off). Your actual cost depends on vehicle value, coverage level, and duration. For example, a $10,000 USD vehicle with full coverage typically costs around $450 USD annually.

Yes, but it costs 2-3 times more than purchasing online and involves long wait times during peak travel. Border agents prioritize sales volume over finding you the best rate. We recommend buying online before you travel to save money and ensure you have the right coverage.

Vehicles over 20 years old typically qualify for liability coverage only. Physical damage and theft coverage may not be available due to depreciation. However, liability coverage is still legally required and available for older vehicles.

Yes, our policies provide coverage throughout Mexico on federal highways and in all states. Some states have higher minimum requirements (like Quintana Roo at 500,000 MXN), but our standard policies exceed these minimums for comprehensive protection.

We specialize in RV, motorhome, and motorcycle coverage for tourists. Coverage includes the vehicle and any towed units (boats, cars, trailers).

Yes, our tourist policies include coverage for repairs in the US or Canada if your vehicle is damaged in Mexico, subject to policy terms and additional transportation costs.

24/7 towing, flat tire assistance, battery jump-start, lockout service, emergency fuel delivery, and transportation to repair facilities or border crossing. All services are provided by bilingual operators who understand cross-border travel.

Instantly. Our online system provides immediate coverage upon payment. You can purchase a policy and cross the border within minutes. Policy documents are emailed immediately and can be printed or accessed on your mobile device.

Previous claims may affect pricing but typically don't prevent coverage. We work with multiple carriers to find coverage for all risk profiles. Be honest about your history to ensure proper coverage.